My colleague recently wrote an article on all the conflicting reports about the UK house market that seemed to be in circulation. Sometimes it’s up, sometimes it’s down and sometimes it’s hardly going anywhere at all. This week in the news, I recall watching a television programme about the shortage of new housing in London [...]

Child Trust Funds (CTFs) – the low-down… “Child Trust Funds are long-term tax-free savings and investment accounts into which the Government will pay ‘endowments’ when a child is born. A further payment of an undisclosed amount will also be paid at the age of seven. This means that each child born on or after 1st [...]