Cashzilla

The majority of us will at some point have come up short money wise at least once in our life. It may have been an unexpected bill or expense that put you off your budget but how did you handle it? There appears to be a worrying growth in the number of businesses offering payday [...]

Unless you have been living in a cave the past few months, you will know that there are a number of countries in the Eurozone who are struggling to pay back huge debts they have: the Eurozone crisis.

What do you do with student debt after you graduate? Repay it of course. Learn from our experience, follow these tips, keep an eye on your goals, watch your spending and you’ll have your debt paid off before you know it.

40% of households have seen their finances take a dip in the last month, according to financial information company Markit. In a study of 1500 adults, Markit used the Household Finances Index (HFI) to determine the state of the country’s personal finances. They have found that debt levels have gone up in a large proportion [...]

Push university guide has just released the latest figures on student debt for the 2012ers, and they’re not looking promising.

A little financial planning and budgeting can make all the difference on your marriage.

Image via Wikipedia The BBC report that the OFT has issued guidelines to lenders and borrowers about when their loans and other credit may, and may not be enforced. The guidelines come in the wake of OFT fears that some debtors may be misled into their ability to have debts written off. The OFT draft [...]

Interesting news stalwart Cory Doctorow at BoingBoing is to be thanked for bringing this to our attention. Visa have recorded a $23,148,855,308,184,500.00 charge on a prepaid card.

The Consumerist, who broke the story, point out that’s 2,000 times larger than America’s national debt of $11 trillion and that the ever-vigilant billing team at Visa remembered to add the $20 charge for being in the red. Yes; the card was also suspended.

Prepaid cards are an interesting idea. They work in a very similar way to credit or debit cards except you can only spend the balance that has been assigned to the card. In theory this means it is impossible to run in to debt (as there’s no overdraft option) and therefore ideal for giving to teenagers.

Welcome back Finanosaur fans. I have just read the news section of the personal finance comparison site Moneynet, “Credit products should carry so-called ‘wealth warnings’, the ex-chief of Halifax has maintained”, and I cannot say that I am particularly surprised. This news should also not come as much of a surprise to most people in [...]

According to credit reference agency, Equifax, it seems as though some canny students have caught up with the changes in the bankruptcy laws. As part of their latest survey of soon-to-be students, they discovered that about 11% of the respondents were seriously considering the idea of taking advantage of the relaxation of the UK bankruptcy [...]